Dealing with Insurance Companies in Fresno & Visalia, CA
Let Our Experienced Legal Team Protect Your Rights & Best Interests
After a personal injury accident such as a car crash, you may very well end up facing a big insurance company in court in order to obtain the amount of compensation that you truly deserve. Insurance companies are meant to cover injury- or accident-related expenses when you are an innocent victim, but many times they attempt to pay out less than you need. Should you decide to take your case to court, you can be sure that they will hire excellent attorneys to defend them. The only way to succeed in a case against them is to hire a competent and experienced attorney.
At Sawl Law Group, our legal team has more than four decades of combined experience and has recovered millions of dollars for clients over the years. With our success rate, you can rest assured that your case is in good hands should you choose to retain our firm.
When an Accident Claim is Denied
Although you assume the insurance company has your best interests in mind, that is not the case. Insurance adjusters are committed to serving the company’s best interests and protecting its bottom line by reducing the amount you deserve or denying your claim altogether.
The following are some common reasons why the insurance company may deny your claim:
Avoidable accident - Whether you could’ve avoided the accident or you contributed to the accident in some way, then your insurance claim could be denied. This will likely occur if the insurer believed your actions rendered the coverage ineffective, such as driving under the influence or having someone not covered by your insurance driving your car.
No proof of injury or pain - When you’re injured in a collision, you must seek immediate medical treatment, whether it’s by calling for an ambulance or visiting your doctor right away. If you fail to do so, the insurance company may argue that you were never actually injured or your injuries were not the result of the accident.
No medical records - Without an official medical document that states you suffered an injury, the insurer will deny your claim.
Pre-existing condition - The insurer may claim that your pre-existing condition caused your injury and pain, rather than the collision. However, if your condition became worse by the crash, you may still receive some compensation but it’s difficult to prove what injury was caused by your accident and determine the extent your pre-existing condition had an effect on your accident injury.
If none of the issues above doesn’t apply to your case, then perhaps the insurer denied your claim in bad faith. In other words, the insurance company failed to live up to its obligation to resolve your case according to the policy.
Ready to Help You Maximize Your Entitled Compensation
Insurance companies may try to do everything in their power to avoid paying full compensation. They may use excuses such as “This is all we have to offer” or “We don’t cover that,” but a personal injury lawyer will know what is and isn’t true, as well as how much coverage and compensation you should receive. We are skilled and aggressive trial attorneys and have taken hundreds of cases to court. With our representation, you could raise your chances of maximizing your compensation.
Contact us today and speak with an attorney from Sawl Law Group today for a free consultation to learn how we could help.